Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
Serving Little Rock, North Little Rock & Fort Smith, Arkansas
You've crunched the numbers, worked with a realtor and now you're finally ready to purchase the perfect house. But there's yet another hurdle you must clear before you can breathe easy: homeowners insurance. The final leap in the long race to purchase a home can trip up most homeowners. Berryhill Insurance Group is here to help you find the right policy without the confusion. Our agents are ready to answer your call and match you with affordable homeowners insurance.
Are There Discounts for Home Insurance?
You can save money on your home insurance premium through discounts. Some insurance companies offer discounts for clients who bundle home and auto. Some also offer discounts for families that take safety precautions within their home. Burglar alarms and fire alarms can help lessen the risk for claims, and thus lower the cost of your home insurance.
Common Home Insurance Questions In Arkansas
Arkansas homeowners pay an average of $1,312 a year for home insurance.
The cheapest car insurance options in Arkansas would be to purchase the minimum amount of liability insurance required by your mortgage lender.
Home insurance primarily covers three elements:
- Property Damage: This provides compensation if the home and its structures are damaged by fire, vandalism, hail, windstorms or lightning.
- Liability: This coverage steps in if you cause bodily injury or property damage to someone else while at your home or on your property.
- Personal Belongings: This coverage helps replace items lost or damaged due to a covered incident.
Keep in mind that most home insurance policies don't cover most flooding damage. For flood or earthquake coverage, you'll likely need to purchase specific policies that exclusively cover those risks.
Residents in Arkansas should consider adding flood insurance to their homeowners policy, along with liability, personal belongings and property damage. You may also consider pet liability insurance in case your pet injures someone or causes property damage.
Get Started Today
Home insurance doesn't have to be a marathon. Berryhill Insurance Group is committed to finding and customizing policies for every client that match their needs and budget. Call as at (501) 868-9338 or fill out an online quote form to find affordable home insurance today.